Retirement Planning

When it comes to retirement planning, most people can say they've ticked the box and have at least one pension. However most people don't go further than that, we strongly believe everyone should know the answers to these questions about their pensions;

  • what is it worth?

  • what will it produce in retirement?

  • is it a "good" pension for me?

  • is it expensive in charges?

  • does it suit my needs?

  • am I paying enough in?

State pensions simply do not provide the support necessary for a decent retirement. We provide modern retirement products, but more importantly, we will help you to answer the questions above. Our retirement advice follows our investment strategy and ethos, fund diversification and attaining the most reward for the risk taken are key to our processes.

Specific products we advise and implement are;

  • Personal Pensions

  • Self Invested Pensions (SIPP's)

  • Flexible Drawdown Pensions

  • Group Personal Pensions

  • Annuities

  • Pension consolidations

The value of pensions and investments and their income may go down as well as go up, investors may get back less than the amount originally invested.

Scott Financial Ltd - Registered in England: No. 04739970. Registered Address: 12a Fleet Business Park, Sandy Lane, Church Crookham, Fleet, GU52 8BF.

Scott Financial Ltd is an Appointed Representative of Lyncombe Consultants Limited which is authorised and regulated by the Financial Conduct Authority no. 618025. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at

The information contained in this website is provided in good faith. Whilst every care has been taken in the preparation of the information, no responsibility is accepted for any errors which, despite our precautions, it may contain. No Individual investment advice is given, nor intended to be given, in this website and no liability will be accepted in respect of any action you make take as a result of reading the website. If you are unsure whether any particular investment or course of action may be suitable for you, you are urged to take independent investment advice.